Here's how to take someone's name off your mortgage

Having multiple names on your mortgage loan has its advantages. It likely enabled you to qualify for financing and thereby buy the home more easily, and it may lower your risk if you run into future repayment problems. But what if you need one or more names removed? Can you take someone off a mortgage?

Fortunately, there are options you can pursue here, including refinancing, mortgage assumption, loan modification, and selling the home. Read my latest article for Better.com to learn how to remove someone from a mortgage, the steps involved, the benefits and drawbacks of doing so, the cost of removing someone from a mortgage, and more.

How the Fed rate cut affects you

The Federal Reserve met on Oct. 29, 2025, and cut interest rates by 25 basis points (0.25 percentage points) to a new target range of 3.75% to 4%. This was the second cut this year. A Fed rate cut is good financial news for many but bad news for others.

Curious to learn who will benefit and who won't from a Federal Reserve rate cut? Read my latest article for US News & World Report for more details about how a Fed rate cut works and the winners and losers of lower rates.

The pros and cons of refinancing your mortgage loan

Pondering a mortgage refinance? There’s a lot to consider before pulling the trigger on this significant financial decision. Namely, how would a refi benefit you? What are the pros and cons of refinancing your home? Do the benefits of refinancing your home outweigh any disadvantages? And what refinancing alternatives exist?

Read my latest article for Refi.com for helpful answers to these and other questions.

Cineversary podcast celebrates 90th birthday of Bride of Frankenstein

Greg Mank

In Cineversary podcast episode # 87, host ⁠Erik Martin⁠ reanimates James Whale’s Bride of Frankenstein for its 90th anniversary. Joining him for this high-voltage episode is vintage horror historian Gregory Mank, author It's Alive! The Classic Cinema Saga of Frankenstein. Together, they dissect the secrets behind Bride of Frankenstein: why the film remains so highly regarded, thematic takeaways that resonate in the 21st century, the extent to which it innovated horror cinema, and much more.

To listen to this episode, click here or click the "play" button on the embedded streaming player below. Or, you can stream, download, or subscribe to Cineversary wherever you get your podcasts, including Apple Podcasts and Spotify.

Learn more about the Cineversary podcast at www.cineversary.com and email show comments or suggestions to cineversarypodcast@gmail.com.

How much does it cost to move cross-country?

With remote work on the rise and the high cost of housing, more Americans are moving long distances to find affordable homes. But relocating can be time-consuming and costly, depending on where you’re moving and what you need to move. So how much should you expect to budget if you plan to move faraway? Learn more about your choices and what effect they have on the cost of moving cross-country by reading my latest article for Rocket Mortgage, available here.

How soon can you refinance your mortgage loan?

Eager to pursue a mortgage refi? You may be able to pull the trigger right away, depending on your loan type. Some homeowners can refinance immediately with no waiting period, while others need to wait as little as six months, and rarely longer than a year.

To learn more, read my latest article for The Mortgage Reports, available here.