Is your young adult covered? Here’s what parents need to know about insurance

Your kid isn’t a kid anymore. Maybe he’s off to college, or she’s boomeranged back home following graduation. Wherever they now live, be aware that your existing homeowners and car insurance policies may not cover your grown child the same way they’ve done in the past.

Welcome to the somewhat muddled middle years, when your offspring is technically an adult and quite possibly independent, but their insurance status remains at least somewhat dependent on you. It’s this “tweener” age that can cause lots of confusion for families and lead to incorrect assumptions.

Learn more about how to ensure you have the right car and home insurance coverage in place to safeguard your growing offspring by reading my latest article for The Zebra, available here.

Cineversary podcast celebrates 70th anniversary of Invasion of the Body Snatchers

In Cineversary podcast episode #99, host ⁠Erik J. Martin⁠ honors Invasion of the Body Snatchers for its 70th anniversary. Joining him this month is Matthew Bernstein, a film professor at Emory University and author of the bookWalter Wanger, Hollywood Independent. Together, they expose those pernicious pod people and explore what makes this sci-fi horror film so rich and resonant seven decades later. 

Matthew Bernstein

To listen to this episode, click here or click the "play" button on the embedded streaming player below. Or, you can stream, download, or subscribe to Cineversary wherever you get your podcasts, including Apple Podcasts and Spotify.

Learn more about the Cineversary podcast at www.cineversary.com and email show comments or suggestions to cineversarypodcast@gmail.com.

Home improvement loan options to consider

Planning a renovation and not sure how to pay for it? From tapping your home equity to taking out a quick personal loan, the right financing depends on your project size, how much equity you have, and how fast you need the funds.

Read my newest article for The Mortgage Reports, in which I break down the six most common home improvement loan types, compare their rates and requirements, and help you figure out which one makes the most sense for your situation.

Old school radio horror stories that come alive in your mind

Decades ago, when radio was the dominant medium, networks would air dramatized tales of horror and mystery that were written by masters of the macabre.

Just in time for Halloween season, I list the greatest old time radio horror episodes of all time in my newest article for The Nostalgia Digest, available here.

Your repair shop and auto insurer don’t always agree: here’s what that means for you

If you’re like most drivers, it’s natural to assume that if your vehicle is damaged but covered by insurance, the road ahead is easy: just file a claim, drop off your car, and pick it up once it’s fixed. But the reality is trickier. Your insurer and the body shop may not agree on how the repairs should be done or how much they'll cover. This disparity could lead to frustrating delays, higher out-of-pocket costs, and running out of rental car coverage while your banged-up vehicle sits in limbo. 

Consider that nearly two in three auto repair shops recently surveyed report that carriers have regularly rejected their repair plans (with 818 estimates denied) and instead required shops to use the carrier’s estimate to submit additional damage.

Read my latest article for The Zebra to learn more about how the repair process actually works, your repair rights as the policyholder, the differences between OEM and aftermarket parts, when a supplemental claim is needed, how to protect yourself financially, and much more.

Cineversary podcast honors 75th birthday of A Streetcar Named Desire

In Cineversary podcast episode #98, host Erik J. Martin⁠⁠ salutes A Streetcar Named Desire on its 75th anniversary. Co-conductor on this streetcar trip is film critic Michael Phillips, host of his all-new podcast The Movie Racket. Together, they examine Elia Kazan’s savvy directing choices, Marlon Brando’s scene-stealing performance, why this movie continues to resonate, and much more.

Michael Phillips

To listen to this episode, click here or click the "play" button on the embedded streaming player below. Or, you can stream, download, or subscribe to Cineversary wherever you get your podcasts, including Apple Podcasts and Spotify.

Learn more about the Cineversary podcast at www.cineversary.com and email show comments or suggestions to cineversarypodcast@gmail.com.