A silver lining for first-time home buyers

The thought of buying your first home can be exciting. But the reality is that times can be tough for first-time purchasers. Socking away enough for a down payment is tricky. And finding a home that fits your finances isn’t easy, either. Yes, it’s still a strong seller’s market. But that doesn’t mean buyers can’t find signs of hope. In fact, fresh data suggests a more positive outlook than many would have you believe.

Learn all the details by reading my latest article for The Mortgage Reports, available here.

Micro-saving magic tricks

Little by little, the bird makes its nest, it’s been said. And the same is true of your nest egg. Because even small savings today can make a big difference later, helping you fund major goals like buying a home, paying for college, or retirement.

But wait, you say: I’m no good at setting aside money, and I have little left over after I pay my bills. The good news? Even if you’re not an experienced saver, it’s never too late to start. And opportunities for conserving cash present themselves regularly in the form of micro-saving.

Learn helpful tips on how to micro-save by reading my article on this topic for USAA by clicking here.