January 26, 2022

How to purchase a home despite low income

Lack a robust salary? Concerned that your job doesn’t pay enough to be able to afford a home? You’re not alone. Many Americans yearn to achieve the dream of homeownership but lack the earnings and savings to cover the costs of purchasing a property and paying a monthly mortgage.

The good news is that there are loan and assistance programs you may qualify for that can ease your entry into ownership by reducing the down payment and closing cost burden. Find out more by reading my latest piece for Bankrate, available here.

January 18, 2022

Help for first-time home buyers

Purchasing your first home can be challenging, especially when it comes to getting approved for a mortgage and coming up with the down payment. Thankfully, Uncle Sam has first-time home buyer government programs that can make it easier to get into your new home.

Dig deeper and find out about various loan options, state-run mortgage programs, down payment assistance, and other resources available to eligible buyers by reading my newest article for The Mortgage Reports, available here.

January 13, 2022

One podcast to rule them all

In Cineversary podcast episode #43, host Erik Martin celebrates the 20th anniversary of The Fellowship of the Ring, directed by Peter Jackson, by interviewing Brian Sibley, the author of Jackson's biography who is also renowned for writing the famous BBC radio adaptation of The Lord of the Rings and other works, including The Lord of the Rings: Official Movie Guide. Erik and Brian take the scenic route through Middle Earth to explore Fellowship's legacy and cultural impact, why it's worth honoring two decades later, what we can learn from the movie in 2022, and more.

Brian Sibley

To listen to this episode, click here or click the "play" button on the embedded streaming player below. Or, you can stream, download or subscribe to the Cineversary podcast using Apple PodcastsStitcherSpotifyGoogle PodcastsBreakerCastboxPocket CastsPodBeanRadioPublic, and Overcast.

Learn more about the Cineversary podcast at anchor.fm/cineversary and email show comments or suggestions to cineversegroup@gmail.com.

January 11, 2022

The rundown on rehab loans

You have your eye on a fixer-upper, only you don’t want to go through the hassle of getting financing for the remodeling and repairs and separately obtaining a mortgage loan. Fortunately, there are rehab loans to help finance the renovation and purchase of a home in a single loan.

What is a rehab loan? Get the answers by reading my latest article for newest client Ownerly.com, available here.

January 3, 2022

Meet the sultans of slumber

There’s no substitute for a restful, comfortable sleep.  It’s little wonder, then, that Sleep Science mattresses have maintained their popularity since they were first introduce years ago. But while consumers can continue to count on the quality and value built into this brand, they may not be aware of the parent company behind these preferred bedtime products or its backstory.

Learn more about the makers of Sleep Science mattresses and beds by reading my latest piece for The Costco Connection magazine, available here.