Your auto insurance premium is partially determined by the drivers listed on your policy. While your insurer looks at more than a dozen factors that affect your insurance rates, any drivers (and their driving record) listed on your policy will absolutely push your premium up or down. The big question is, who exactly has to be listed on your policy, and how will that impact your premium? While a fully licensed teen driver certainly needs to be listed, what about a teen with a learning permit, a parent living with you, or a neighbor who borrows your truck to move?
Get helpful answers to these and other questions by reading my latest story for Insure.com, available here.
