How the Fed rate cut affects you

The Federal Reserve met on Oct. 29, 2025, and cut interest rates by 25 basis points (0.25 percentage points) to a new target range of 3.75% to 4%. This was the second cut this year. A Fed rate cut is good financial news for many but bad news for others.

Curious to learn who will benefit and who won't from a Federal Reserve rate cut? Read my latest article for US News & World Report for more details about how a Fed rate cut works and the winners and losers of lower rates.