Football season is here: Do you have winning insurance coverage?

NFL and college football season is about to kick off. That means game day gatherings, trips to the stadium, and tailgate parties are right around the corner.  But so are higher risks for drivers and homeowners due to the increased likelihood of intoxicated motorists and spectators, road rage, distracted driving, and the possibility of accidents during or after your watch party. 

This fall promises plenty of fun and excitement as you cheer on your favorite teams. But just remember to take precautions and check on your insurance coverage before attending or watching any gridiron showdowns. With the right policy protections in place, you can focus on pigskin priorities like winning the office pool and what condiments you’re going to put on your halftime hot dog. Learn more by reading my latest article for The Zebra, available here.

Cineversary podcast celebrates 40th anniversary of Blue Velvet

In Cineversary podcast episode #97, host ⁠Erik J. Martin⁠ honor the 40th anniversary of Blue Velvet, directed by David Lynch. He’s joined this month by Deep Focus Review author Brian Eggert, named the 2024 Critic of the Year by the Independent Film Critics of America. Together, they explore what makes Blue Velvet so potent four decades later, its impressive Lynchian touches, what we can learn from the film today, and much, much more.

Brian Eggert

To listen to this episode, click here or click the "play" button on the embedded streaming player below. Or, you can stream, download, or subscribe to Cineversary wherever you get your podcasts, including Apple Podcasts and Spotify.

Learn more about the Cineversary podcast at www.cineversary.com and email show comments or suggestions to cineversarypodcast@gmail.com

Here's how much auto insurance costs by age

Curious how much car insurance is for drivers your age, on average? The data clearly show that car insurance rates decrease sharply from the teenage years through early adulthood, then gradually rise again around age 70. Sixteen-year-old drivers face the highest premiums, paying about $10,387 a year for full coverage — over three times more than a 30-year-old and more than four times more than a 50-year-old driver.

Rates begin to stabilize in the mid-20s as drivers gain experience and insurers see them as lower risk. By age 25, full coverage averages $3,044, dropping to $2,312 by age 60. However, rates start to inch back up for older drivers — around $2,742 at age 75 — reflecting increased accident risk among seniors.

Learn more by checking out my latest article for Carinsurance.com, available here.