Should you get a home warranty?

A home warranty is an annual service contract that helps cover repair or replacement costs for major home systems and appliances that fail due to normal wear and tear. But they don’t cover everything, and they are different from homeowners insurance and maintenance plans.

Who pays for a home warranty? What are the pros and cons? And what are the differences between a home warranty and home insurance? For answers to these and other important questions, read my latest article for Rocket Mortgage, available here.